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It turned out that another Joanne Smith held a mortgage with Nationwide Building Society, and both Miss Smith and her partner had a number of debts against their name.Even an accurate entry on your credit file, such as a missed payment, can turn into errors.It took 14 long years and many false hopes, but I finally broke 800 on my credit score back in September, 2013!It’s almost 2018 now and my 800 credit score has remained steady.On this day in 1968, the musical film “Chitty Chitty Bang Bang” opens in New York City.The movie featured Dick Van Dyke, who had made a splash four years before in the Disney musical “Mary Poppins” and whose eponymous TV show had been a hit since 1961. On this day in 1862, Confederate cavalry leader General Nathan Bedford Forrest routs a Union force under the command of Colonel Robert Ingersoll on a raid into western Tennessee, an area held by the Union.

This means decisions are instant, but also inflexible.

Or that I’m not politically affiliated enough to the home country?

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If you're thinking of applying for a mortgage, loan or any other form of credit first look at these all-too-easy mistakes you could make that could damage your file and result in rejection.

Errors on your credit file could mean you are repeatedly rejected for a loan, mortgage or credit card.